How you spend your leisure time versus how your parentsspend their leisure time Essays

How you spend your leisure time versus how your parentsspend their leisure time Essays How you spend your leisure time versus how your parentsspend their leisure time Essay How you spend your leisure time versus how your parentsspend their leisure time Essay Essay Topic: Rear Window My parents are in their late middle age. My mom is in her late forties and my dad is in his late fifties and retired. Meanwhile I am nineteen, pretty much healthy and energetic. As with all people, the older we grow the slower we are and are more pone to illnesses. With this in mind, we go into the point that I am trying to make, the huge gap in the way I spend my leisure time compared to my parents. As with any normal teenage, what I consider leisure would include a lot of loud noises, bright lights and friends gossiping about anything except schoolwork and world news (proven fact that modern day teenagers arent the brightest people in the world). If I had a day off from the hustle and bustle of life, it would basically begin with a shopping excursion with friends to the nearest shopping mall. I would start with a movie then move on to window shopping, more often than not look out for sales and try to grab a few good deals. After all, it is a girls nature to shop. After that, my friends and I would adjourn to the nearest coffee shop; not your normal mamak stall but rather places like CoffeeBean or San Franciso Coffee House, places where they specialize in coffee and definitely in high prices as well. There we spend out time lepaking and basically hanging out. Teenagers are actually nocturnal animals. We are more active at night. This fact applies more heavily to college goers actually. A night out in town wont be complete without a visit to a disco. There we dance our hearts out or maybe drown out sorrows in alcohol. It may seem to be a bad habit but as long as we learn to stay away from bad habits like smoking and taking drugs it can be a way of releasing stress as is the most important element in having leisure time. When you take the leisure activities I do and compare it with my parents, anyone can see the difference. My parents would take gardening over a day in a crowded shopping mall. In fact my parents dislike huge crowds and avoid them unless really necessary. They enjoy taking walks in parks and their main interest is in nature. On rainy days when they would rather curl up with a good book or maybe a magazine with the radio in the background playing soothing music. Most of the days the just enjoy each other company. Individually my parents have different hobbies, my fathers lie in his fish pond where he rears koi fish and various carp. He claims that they create a certain ying-yang balance in our house. Meanwhile my moms hobby lay more in her vegetable garden. She grows various types of chilies, fruit trees and vegetables. Even though I and my parents have different leisure activities, we do share one thing in common; the love for books. There are definitely days where we spend out leisure time with a good book. No matter how you spend your leisure time, the main point is that you are able to relax and reduce stress while enjoying your favorite activity before going back into the real world again.

Essay on Intel’s Site Selection Decision in Latin America

Essay on Intel’s Site Selection Decision in Latin America Essay on Intel’s Site Selection Decision in Latin America Essay on Intel’s Site Selection Decision in Latin AmericaQ1. Why is Intel interested in investing internationally? Why does the company want to invest in Latin America?The speed of competition in the microprocessor segment of hardware industry is very intensive. According to Moore’s law, the power of microprocessors which is pushed by the laws of competitive market doubles every 18 months (Nelson, 2000). Intel is the market leader and in order to retain its leadership, the company needs to invest into RD and open new centers of production simultaneously. International investments allow Intel to get the most of international specialization and diversify its production; Intel can use the advantages of different regions such as engineering achievements and management talents in the United States, availability of supplies and labor in Asia, etc.Since investing both into RD and expanding manufacturing volumes is expensive, Intel has to consider new locations with lower manuf acturing costs. Latin America has a number of advantages in this sense: low cost of labor, availability of labor, logistical and time closeness to the United States (Nelson, 2000). In addition, Intel already had several centers in Asia but did not enter Latin America yet, so it would be a reasonable step towards improving international diversification of the business.Q2. What characteristics does the company seek in a country where it will locate its investment?It is reasonable to pay attention to the following factors in the target country: economic and political stability, labor regulations and labor unions, the presence and availability of educated/skilled workforce and the country’s infrastructure. For some companies, it might be necessary to assess the demand for a particular product or service; yet, for Intel, in the considered case, local demand was not important since the microprocessors were intended for export (Nelson, 2000).The characteristics required from the cou ntry selected for locating the investments also include: low or at least moderate level of criminal activity, good (or at least neutral) attitude to expatriates, low level of corruption, the absence of other security risks such as elevated criminal activity, good roads/airports and the availability of transportation means (cars, trucks, planes). One of the important aspects for choosing the country for virtually any company is the level of taxation, taxes for international investors and the presence of tax incentives for the considered business. In addition, it is necessary to consider the impact of cultural factors on future collaboration (for example, using Hofstede’s model of cultural dimensions and differences).Q3. What are the pros of each country on Intel’s short list?There were 4 countries on Intel’s short-list: Costa Rica, Brazil, Chile and Mexico (Nelson, 2000). The pros of Costa Rica included: political stability, availability of talented engineers and the presence of a powerful technology-focused organization (CINDE) in the country (Nelson, 2000). Additional advantages of Costa Rica included educational flexibility, low level of labor unionization, good level of general English proficiency and generous incentives for investors. With regard to Brazil, key advantages were: high availability of technical personnel, tax incentives for computer industry (yet no tax exemptions), the presence of many other technology companies and good infrastructure.The pros of Chile for Intel were advanced infrastructure, sophisticated engineering training programs and low unionization (Nelson, 2000). Finally, the advantages of Mexico included a very advantageous location in Mexican Silicon Valley, the presence of many other large computing companies in this area, the presence of expatriates, great infrastructure, impressive supply of skilled engineers and technicians and governmental support of technological investments.

Consistency in Building and Fire Plan Review Essay

Consistency in Building and Fire Plan Review - Essay Example S. D E D I C A T I O N This simple work is humbly dedicated to my loving wife Tami, and my inspiration Ronnie and Emily Salvaggio. R. S. TABLE OF CONTENTS Page ACKNOWLEDGEMENT ----------------------------------------------------------------- 3 DEDICATION ------------------------------------------------------------------------------ 4 LIST OF TABLES Chapter 1. INTRODUCTION ---------------------------------------------------------------- 9Statement of the Problem ---------------------------------------------------- 10 Significance of the Study --------------------------------------------------- 10 Theoretical Framework of the Study ------------------------------------- 11 Hypotheses ------------------------------------------------------------------- 11 Scope and Delimitation of the Study ------------------------------------- 12 DEFINITION OF TERMS ------------------------------------------------- 12 2. REVIEW OF RELATED LITERATURE ----------------------------------- 13 RELATED LITERATURE ------------------------------------------------ 13 3. METHODOLOGY ------------------------------------------------------------- 17 The Research Method ------------------------------------------------------ 17 The Study Area... The researcher's friends: Chesterfield County Virginia Commercial plan review Division; Jeff Ughi, City of Cherryville, NC; Bonnie S. Terra, Fire Marshal, Alameda County Fire Department, Vandergriff, Mike Ashley, and Gary who in their simple ways contributed to the completion of this work; and Above all, the researcher's supportive children, Ronnie and Emily who have sacrificed by giving him the inspiration and encouragement to pursue higher goals in his career, and his loving wife Tami, who was always there to sustain him all the way, from the achievement of his college degree to the completion of this manuscript as a firefighter. To determine the need for the development of a unified plan review check list is the interest of this study. This will be used by new fire plan inspectors of Collier County Fire Code Official's Office. The consistent chart will largely increase the reduction of multiple rejections. It will also facilitate the issuance of permits for building occupancy. Plus, this will ensure accuracy of gathered information. An identical evaluation measure would resolve inconsistencies resulting from the increasing number of evaluators.

Persuasive Letter Essay Example | Topics and Well Written Essays - 500 words - 1

Persuasive Letter - Essay Example The society has suffered both social and economic losses given that human health, property, infrastructure as well as various aspects of the economy such as agriculture have been made untenable due to the harsh weather conditions. As of this moment, the WHO in conjunction with several governments continues to report high incidence of heat and cold related diseases. Moreover, developing nations whose citizenry depend on natural resources for income, have found it hard to earn a living. In as much as the advancements brought about by the past and current generations have made our way of life simpler, some of them have caused environmental degradation. This has in turn resulted into climate change. One reality that the current generation should not turn a deaf ear on is the fact that we have our ancestors to thank for subjecting the environment to wise use during their lifetime. As that has enabled us to make something out for ourselves. From where I sit, I presume true the fact that for us to hand over an intact world to the future generations, then we have to adjust our way of life. Moreover, every person within the world should make sacrifices for the adjustments to bring about considerable effect. Some of the sacrifices for example will require that we not only recycle but also reuse some of the local materials such as paper, plastic, cardboard, aluminum among others (Tokar 55). Similarly, we need to reduce the amount of energy that we consume as we spend many n atural resources in producing the energy, and too much production will exhaust the natural resources. In order to reduce the consequences of climate change, we will need to employ the use of ecofriendly cleaning products, and not those that lead to emission of poisonous materials that lead to the erosion of the ozone layer. At the same time, we should change our eating habits and prepare

World War I Essay Example for Free

World War I Essay In a major world event such as world war, the world economy is much affected. At first it is surprising to know that there is a boost in economy during the war. Actually, the economic problem really took place after the war. Indeed, economic recession happens as an aftermath of a war like what happened after World War I. Just like the case of 1921 recession, the world economy experienced its worst condition years after the war. What is the reason for that? Economic experts believe that the end of war time production as well as the influx of returning troops caused a great recession in the world economy. In a major world event such as world war, the world economy is much affected. At first it is surprising to know that there is a boost in economy during the war. Actually, the economic problem really took place after the war. Indeed, economic recession happens as an aftermath of a war like what happened after World War I. Just like the case of 1921 recession, the world economy experienced its worst condition years after the war. What is the reason for that? Economic experts believe that the end of war time production as well as the influx of returning troops caused a great recession in the world economy. During World War I, there were a lot of war time related productions such as weapons that cause a certain boost in world’s economy. If there are greater productions, it follows that a lot of labor is needed. This will lessen the rate of unemployment in those countries that are involved in the war. In the case of World War I, the production of war related products stopped which means that a lot of workers who are related to the said industry lose their job. The increase in the production of money because of the increase in war expenditure resulted to inflation. Although there is an increase of the number of money in the circulation, still the economy is not in good situation because of high prices. Other than that, those troops who return after the war added to the number of unemployed people. Although the America experienced the worst effect of recession in 1921, still countries such as United States was able to recover and even experience economic growth. New factories that are producing radios and automobiles emerged. Aside from that, a lot of women left their work to give way to the returning troops. That is the reason why it was easy for the United States economy to recover after the post war recession. But still the economic growth that the United States had experienced gave way to what is known as great depression. The great depression in US economy started when a breakdown in the stock market had occurred known as Black Tuesday. As we look at the world wide great depression, we cannot say that it is a sudden collapse of the world economy. Black Tuesday was just the start of it. In 1930, US government and business spent so much but the consumers who suffered from a great loses during the black Tuesday decreased their expenditures by ten percent. Other than that, there was a severe drought in the US during that time. As a result, personal income, tax revenues, income and profit, as well as international trade had declined. Meanwhile, there is also a belief that the Great Depression was caused by poor policy of the American Federal Reserve System. Because of the belief that it is for the regulation of money, the said institution allowed the money supply to shrink. They believed that they can recover easily just like what happened during the 1921 recession. They didn’t expect that it will affect a great number of investor that will cause them to stop investing. Meanwhile, there are also other historians who blame the U. S. Smoot-Hawley Tariff Act in the decline of international trade which later worsened the Great Depression. Because of the fact that foreign trade is just a small part of their economy, US had ignored the possibility of affecting the economy of other countries. As a conclusion, we can say that the experience of fast recovery from the post World War I recession gave so much confidence to the US economy that they ignored the possibility of another economic breakdown such as the Great Depression. Because of their so much economic security, they did some careless act that lead to Great Depression and even worsening the situation.

Extra-Terrestrial Existence :: essays research papers fc

Has intelligent extra-terrestrial life visited the Earth? Have people actually seen spacecraft from another world? Have these spacecraft abducted human beings and performed experiments on them? Have these spacecraft been recovered by our goverment? Many believe this to be very true. Contrary to these beliefs, there is no physical or any evidence to prove these aliens have visited the Earth. But that does not rule out the existence of intelligent life elsewere in the Universe. There could always be life out there. But way to far away to have visited the Earth. The major reason people believe in aliens is a good reason to believe. This major reason is the sighting of a UFO. UFOs have revolutionized the way people think about aliens. The term UFO means: Unidentified Flying Object. Today the term UFO usually is reffered to an alien spacecraft. These alien â€Å"spacecraft† come in many shapes and sizes. The most common UFO has a disk or saucer shape. They move at very high speeds and appear to spin on an axis. UFO sightings vary from person to person. there have been so many reports of UFO sightings they can’t be counted. But are these sightings really alien spacecraft? The earliest sighting of a UFO is dated back to 213 B.C. Theses sighting were thought to be alien craft. Studies show that these sightings could have been a comet of a meteor. Around 742-814 A. D. "During the reign of Charlemagne, spacecraft took away some of the earth's inhabitants to show them something of the way of life of space people. These events are described in the Comte de Gabalis' Discourses.† Trench 1966. The University of Colorado conducted a UFO report. This elaborate report was lead by Edward U. Condon. Condon states, The decision to etablish this report for the Scientific Study of Unidentified Flying Objects stems from recommendations in a report dated March 1966 of an Ad Hoc Commitee of the Air Force Scientific advisory board set up under the chairmanship of Dr. Brian O’Brien to review the work of Project Blue Book. In this report Condon gives examples of some UFO reports. In 1952, so many UFO reports came in it clogged some Military communication channels. It was believed that an enemy planning a sneak attack could report a bunch of UFO reports to cause mass confusion to the Military communcations. Since 1953 many results of UFO study have been unclassified except when reasons needed to withold evidence because of classified missles or classified radar.

Assembly language vs. Mechanical language Essay

Assembly language can execute the same commands as machine language; however, the commands have names instead of numbers. Assembly language, unlike machine language, is a symbolic representation of operation codes, symbolic memory addresses and pseudo codes, which makes the virtual environment user friendly. Machine language, on the other hand, is represented as binary bits consisting of a string of 0s and 1s, which makes the virtual world challenging since the lingo is only comprehended primarily by computers. Therefore, assembly language is considered more user friendly than machine language. Assembly language enables programmers to relate op codes using symbolic names in place of numbers to perform an instruction or input a piece of data. Programmers can inscribe op codes using purposeful words like JUMP, CLEAR, and ADD as an alternative to cryptic binary codes consisting of series of 0s and 1s. An example of assembly language, machine language and its meaning are listed in the book called, â€Å"Invitation to Computer Science† (Schneider & Gersting, 2013, pp. 285, fig. 6.5). In figure 6.5, assembly language is clearly easier to comprehend than machine language, which makes assembly language user friendly. In addition, assembly language allows programmers to utilize symbolic addresses to replace numeric memory addresses in binary bits to execute a command or input data. Computer specialist can link symbolic labels to an instruction or piece of data in the program. In other words, the symbolic label turns into a permanent tag for the instruction or piece of data disregarding where it populates in the program or where it relocates in the memory. However, machine language is more complicated. To perform an instruction or input data in the memory in a specific location, the computer specialist must specify the direct address. For example, â€Å"In machine language, to jump to the instruction stored in memory location 18, you must specify directly to address 18 (write JUMP 18 in binary code). The programming is complicated if a new instruction or data is introduced anywhere within the 18 lines of the program, the jump location 18 shifted to 19. According to Schneider and Gersting, â€Å"This makes modifying programs very difficult, and even small changes become big efforts† (2013, pp. 285). Assembly language use symbolic address is proven to be more user friendly than a numeric address for programmers. Moreover, pseudo code allows the programmer to use a special type of assembly language to be converted into op code referred to as pseudo op. Unlike other operation codes, a pseudo –op does not develop a machine language for instructions or data. In order to execute such task, pseudo-op implores the service of the assembler. One of the many services provided by the assembler is the ability to generate instructions or data into the suitable binary likeness for the system. A brief summary of the conversion is documented in the publication â€Å"Invitation to Computer Science† (Schneider & Gersting, 2013, pp. 287). The summary breaks down how the pseudo-op commands the assembler to generate a binary representation for the integer, and so on. If a programmer had to manually construct the conversion, this would prove to be a very cumbersome task. Therefore the application of assembly language pseudo-op makes the task more favorable for the user. Consequently, assembly language symbolic representation of op codes, addresses, and pseudo codes all makes the virtual environmental experience for users more appealing than that of machine language. Assembly language is developed with the human factor in mind and with that, the experience for the programmer is uncomplicated. Advancement in the virtual world deemed assembly language more appropriate named low-level programming language. Where machine language in the virtual world was once considered primitive, assembly language to, now resides in the same era. In the land of programming, the assembly language created for a specific task or data input must be converted into machine language. The conversion is executed by an assembler. Therefore, low-level programming language, in the same manner, has to convert into machine language the same. More specifically, â€Å"Each symbolic assembly language instruction is translated into exactly one binary machine language instruction† (Schneider & Gersting, 2013, pp. 282). The translation into binary machine language means that instructions or data is represented by a series of 0s and 1s in order for the computer to execute the instruction or store the data information given. Schneider and Gersting said it best when they stated, â€Å"†¦it is the language of the hardware itself† (2013, pp. 282). Since programmers are not hardware the process could prove to very cumbersome for users. The silver lining in this storm is the creation of high-level programming language. Unlike low-level programming language, high-level programming language is more maneuverable by the programmer. High-level programming language is created to use both natural language and mathematical notation. In other words, Schneider and Gersting states, â€Å"A single high-level language instruction is typically translated into many machine language instructions, and the virtual environment created by a high-level language is much more powerful than the one produced by an assembly language† (2013, pp. 282). In short, high-level programming language differs from low-level programming language in that the translation into many machine languages versus translation into one machine language is more powerful. Moreover, high-level programming language is user friendly rather than low-level programming language which is computer friendly. Since the general idea is making the virtual world friendlier for its users, if Internet did not exist, I would not be so friendly. I access the internet on a daily basis for a variety of tasks like; paying bills, scheduling and canceling appointments, recipes, purchases, banking, and the list could go on and on. However, the most important area of internet use is paying bills. Prior to the internet, paying bill required physically visiting the establishment where the bill is to be paid, purchasing a money order in some cases, writing a check or even more archaic, paying with cash. Somehow, a bill or two slipped through the cracks. Now that the primitive days are over and technology has advanced the human nation, auto pay makes life much easier. The merchants that are due payment for services rendered receive payment automatically and all that is required, is manually setting the date, amount and merchant to be paid. Auto pay is convenient, one less tree is destroyed and gas is saved for another day. Simple as my reasons may be, it works for me. Advance in virtual technology make life easier for internet user, however, piracy can present itself as a problem if certain protocols are not put in place. When communicating with others over the internet, there are many ways to safeguard your computer, here are five protocols used as protection while communicating over the internet, authentication, authorization, encryption, system administrator, and firewalls. A combination of all these protocol could safeguard users while communicating over the internet. Authentication is a way of verify the individual right to access a computer. The individual accessing the computer usually has a unique username and password that allows the computer to recognize the individual to allow access to the system. For example, most employers allow their employees access to computers on the job for various duties. However, some user have restrictions where as others do not. In, â€Å"Invitation to Computer science†, a passage on authentication reads, â€Å"When a user attempts to log on to the machine, the operating system reads the user ID and checks that the password matches the password for that user in the password file† (Schneider & Gersting, 2013, pp. 391). Piracy can still occur if this is the only protocol used. However, if authentication is partnered with encryption, communication may not be compromised over the internet. Encryption allows users to create a message in plain text but before it is send to its destination the message is encrypted also known as ciphertext. When the message is obtained by the receiver the content is decoded so it is able to be read. However, if the message is hijacked by the incorrect receiver, the plain text remains encrypted. Encryption according to Schneider & Gersting, â€Å"is the process of using an algorithm to convert information into a representation that cannot be understood or utilized by anyone without the proper decryption algorithm;†¦Ã¢â‚¬  (2013, pp. 401). Moving along in safe communication over the internet is authorization. Authorization dictates what an authenticated user has permission to do. Contingent on whom the authorized individual may be, they possess the ability to read, write, execute or delete files. The text, â€Å"Invitation to Computer Science† states, â€Å"The system administrator or superuser has access to everything, and is the person who sets up the authorization privileges for all other users† (Schneider & Gersting, 2013, pp. 395). A more tangible explanation is, I am the system administrator for my personal laptop and I delegate authorization to other users. Next in safety is firewall software. Firewall software blocks access points to a users’ computer. It inhibits communication to or from sites you the user do not allow. In addition to safety while communicating over the internet, safeguarding your computer against viruses is vital. One measure a user can utilize to safeguard their computer against viruses is antivirus software. There is much antivirus software available on the market but the main two that comes to mind is Norton and McAfee antivirus software. Both seem to be popular amongst consumers of today. Antivirus software recognizes viruses, worms and Trojan horses by unique signature these programs transmit. The software wipes out the tainted program being transmitted which safeguards your computer from any threats. In the last 12 months, the following three computer viruses have had a significant impact on business are Shamoon which attacked Saudi Aramco oil company computer, St. Barnabas Healthcare System e-mails were infiltrated by Melissa and a Chinese hacker infiltrated the Times computer system through malware which granted them access to any computer on the Times network. The morning of August 15, 2012 a virus was unleashed to execute the destruction of a company called Aramco’s, corporate PCs documents, spreadsheets, e-mails, files putting in place of all the items demolished, an image of a burning American flag. The person responsible for such destruction is unknown but the article states, â€Å"†¦a person with privileged access to the Saudi state-owned oil company’s computers†¦Ã¢â‚¬  is the villain (Perlroth 2012). The name of the virus that collapsed Aramco’s computers is called Shamoon. The virus compelled the company to terminate the company’s internal network in efforts to hinder the virus from spreading like wildfire. In another article, St. Barnabas Health Care System e-mails were sabotaged by the horrendous e-mail virus Melissa. The virus surfer the information highway and infected E-mail systems worldwide, hindering networks and hard drives and to add insult to injury destroyed data. In efforts to save the St. Barnabas Health Care System immediate shut down of the system and networks was in order to rid the organization of the problem. In the same manner, Chinese hackers installed malware to infiltrate Times computer system to obtain passwords for personnel employed by Times. The Chinese hacker had a four month running spree of consistently attacking Times systems. The article states, â€Å"The timing of the attacks coincided with the reporting for a Times investigation, published online on Oct. 25, that found that the relatives of Wen Jiabao, China’s prime minister, had accumulated a fortune worth several billion dollars through business dealings† (Perlroth 2013). In efforts to intercept the Chinese hackers attacks, Times employed security guru to detect and block the attacks. Perlroth reports, â€Å"Computer security experts found no evidence that sensitive e-mails or files from the reporting of our articles about the Wen family were accessed, downloaded or copied,† said Jill Abramson, executive editor of The Times† (2013) References Larson, A. (1999, July 12). Global Security Servey: Virus Attack. Information Week, http://www.informationweek.com/743/security.htm Perlroth, N. (2012, October 23). In Cyberattack on Saudi Firm, U.S. Sees Iran Firing Back. New York Times, http://www.nytimes.com/2012/10/24/business/global/cyberattack-on-saudi-oil-firm-disquiets-us.html?pagewanted=all&_r=0 Perlroth, N. (2013, January 30). Hackers in China Attacked The Times for Last 4 Months. New York Times, http://www.nytimes.com/2013/01/31/technology/chinese-hackers-infiltrate-new-york-times-computers.html?pagewanted=all Schneider, G.M. & Gersting, J.L., (2013). Invitation to Computer Science. (6th ed.). Boston, Ma: press

Bill Miller and Value Trust Essay

1. How well has Value Trust performed in recent years? In making that assessment, what benchmark(s) are you using? How do you measure investment performance? What does good performance mean to you? Value trust had outperformed its benchmark index, the Standard & poor 500 Index for 14 years in a row; am average annual total return of 14.6 percent, which surpassed the S&P 500 by 3.67% per year. Value trust had earned a cumulative return of more than 830% over the previous 14 years, more than double that its average peer and the index. There are two ways to mearsure investment performance; the percentage of annual growth rate of NAV assuming reinvestment (the total return on invenst) and the absoulute dollar value today of an investment made at some time in the past. These measure then compared with the performance of a benchmark portfolio such as the Russel 2000 Index or the S&P 500 Composite Index. 2. What might explain the fund’s performance? To what extent do you believe an investment strategy, such as Mill’s explains performance? Some observers attributed this success to the fund manager’s conscious strategy of staying fully invested at all times rather than attempting to time the extent of market investments. Another popular explanation for the fund’s performance was the unusual skill of Bill Miller, the fund’s portfolio manager. His approach was research-intensive and highly concentrated when 50% of its assets were invested in just 10 large-capitalization companies and he was not averse to take large positions in the stocks of growth companies. 3. How easy will it be to sustain Miller’s historical performance record into the future? What factors support your conclusion? NOT EASY EMH LUCKY EVENT 4. Consider the mutual fund industry. What roles do portfolio managers play? What are the differences between fundamental and technical securities analysis? How well do mutual funds generally perform relative to the overall market? Technical analysis: This involved the identification of profitable investment opportunities based on trends in stock prices, volume, market setiment, Fibonacci numbers,etc. Fundamental analysis: This approach relied on insights afforded by an analysis of the economic fundamentals of a company and its industry: supply and demand costs, growth prospects, etc. Mutual funds were able to perform up to the market on a gross-returns basis; however, when expenses were factored in, they underperformed the market. 5. What is capital market efficiency? What are its implications for investment performance in general? What are the implications for fund managers, if the market exhibits characteristics of strong, semi-strong, or weak efficiency? Three levels of market efficiency. 6. Suppose that you are an advisor to wealthy individuals in the area of equity investments. In 2005, would you recommend investing in Miller’s Value Trust? What beliefs about the equity markets does your answer reflect?

Free Essays on Cowboys And Indians

and mannerisms. The Smurfs were just as torturous with their whinny, high pitched blather and Mr. Rogers was just plain creepy. I was more the outdoors kind of girl. Bike rides, monkey bars, swings, cardboard-box rides down bumpy, rocky, spur ridden hills all fun activities. Of course, my favorite activity was to run through the streets during a rainstorm. We lived in Hawaii at the time, in military housing. All the neighborhood kids would come pouring out of their houses the minute a rainstorm started. Warm rain water falling down on us, steam rising from the ground as the rain hits it and me getting as wet as can be. The best part about it is your parents could not really get mad at you for getting all wet and filthy. I was only five years old when I received my first real lesson (and probably my parents biggest lesson) on the power of television and the impressionability of a young girl. As I have said, most of the time television was of no interest to me. But, there were a few cartoon shows I liked watching. Loony Tunes being my favorite, and Bugs Bunny my idol. I used to love to imitate Bugs. I would wander around the house with a carrot in my hand (smacking and chewing loudly as I took bites off the carrot), tapping the end of the carrot like a cigar as invisible ashes fell from the end of it. While uttering â€Å"Eh...(smack, chew, smack)†¦What’s up Doc?†. Sometimes I would be stationary. At this point I would have my elbow resting up against a ledge of some kind, with my carrot in t... Free Essays on Cowboys And Indians Free Essays on Cowboys And Indians I remember as a child I never really liked watching television. My parents rarely watched it growing up. Only as I got older did they acquire a taste for the â€Å"boob tube†. To me most children’s programs and cartoons were â€Å"lameâ€Å". If I knew what drugs were at the time I would have thought the whole crew on Sesame Street was on them because of their wide eyed, overly expressive faces, exaggerated enunciations of words and mannerisms. The Smurfs were just as torturous with their whinny, high pitched blather and Mr. Rogers was just plain creepy. I was more the outdoors kind of girl. Bike rides, monkey bars, swings, cardboard-box rides down bumpy, rocky, spur ridden hills all fun activities. Of course, my favorite activity was to run through the streets during a rainstorm. We lived in Hawaii at the time, in military housing. All the neighborhood kids would come pouring out of their houses the minute a rainstorm started. Warm rain water falling down on us, steam rising from the ground as the rain hits it and me getting as wet as can be. The best part about it is your parents could not really get mad at you for getting all wet and filthy. I was only five years old when I received my first real lesson (and probably my parents biggest lesson) on the power of television and the impressionability of a young girl. As I have said, most of the time television was of no interest to me. But, there were a few cartoon shows I liked watching. Loony Tunes being my favorite, and Bugs Bunny my idol. I used to love to imitate Bugs. I would wander around the house with a carrot in my hand (smacking and chewing loudly as I took bites off the carrot), tapping the end of the carrot like a cigar as invisible ashes fell from the end of it. While uttering â€Å"Eh...(smack, chew, smack)†¦What’s up Doc?†. Sometimes I would be stationary. At this point I would have my elbow resting up against a ledge of some kind, with my carrot in t...

Disparate vs Desperate

Disparate vs Desperate Disparate vs Desperate Disparate vs Desperate By Ali Hale Two words that sometimes get confused are â€Å"disparate† and â€Å"desperate†. They have quite different meanings, but they can sound very similar in some accents, and if you’re using autocorrect, you might find that you get the wrong one. What Does â€Å"Disparate† Mean? Disparate is an adjective that refers to things that are separated in some way – and perhaps even incompatible with one another. Dictionary.com defines it as meaning â€Å"distinct  in  kind;  essentially  different;  dissimilar.† It comes from the Latin â€Å"disparatus†, meaning â€Å"separate.† Here are a couple of examples of â€Å"disparate† in use: Perhaps Labour’s most significant  proposal in its manifesto was for a national education service (NES), a scheme to join up the disparate elements of education, providing free lifelong learning from nurseries through schools to universities and adult education. (From The Guardian) To understand patriotisms uneasy place in Nigeria, you have to go back to 1914 when the Southern and Northern protectorates and Lagos Colony were brought together to form a single country. In the process about 250 disparate groups including the three major ones of Igbo, Hausa and Yoruba were welded together in a Tower of Babel of sorts. (From the BBC.) While â€Å"disparately† is also a valid word (it’s an adverb), it’s rare to come across it being used. What Does â€Å"Desperate† Mean? The word â€Å"desperate† is, like â€Å"disparate†, an adjective. â€Å"Desperate† has the same route as the word â€Å"despair†, and it is used for several different purposes: Wanting something very badly (e.g. â€Å"I’m desperate for a cup of tea.†) Indicating that something is very serious or bad (e.g. â€Å"Our situation is desperate. We are completely out of supplies.†) Being willing to do something risky or extreme (e.g. â€Å"The rescuers took desperate measures to reach the stranded children.†) As an adverb, â€Å"desperately† can be used to modify a verb (e.g. â€Å"She desperately needed to sleep.†) Here are three examples of â€Å"desperate† in use: In a study of 872  acquisitions  made by 401 firms, the authors found that managers who were desperate to show growth- as measured by their firm’s weak growth as compared to that of comparable companieswere more likely to overpay for an acquisition. (From Inc.com) If you approach your job search with the mindset I dont care what kind of job I get  -   I just need a job!, that desperate energy will radiate from you in waves and everyone around you will feel it. (From Forbes.com) Period poverty  is pushing women in  Zimbabwe  to desperate measures  Ã¢â‚¬â€œ and the  homeless are bearing the brunt of the crisis, according to campaigners. (From The Independent) If you’re struggling to know which you should use at any given time, remember: Disparate can usually be replaced in a sentence with the word â€Å"separate†. Desperate can usually be replaced in a sentence with the word â€Å"wanting† or the word â€Å"extreme†, depending on how it’s being used. In most situations, especially in informal writing such as social media posts, the word you want is likely to be â€Å"desperate†. Don’t trust your autocorrect if you end up with â€Å"disparate† instead. Desperate vs Disparate Quiz For each of the following sentences, select the word that makes the most sense: 1. When I finally finished the run, I was [desperate/disparate] for a drink of water. desperate disparate 2. This program of study combines several [desperate/disparate] elements. desperate disparate 3. In these terrible times, we must take [desperate/disparate] measures. disparate desperate 4. I am [disparately/desperately] keen to work in the tourism industry. desperately disparately Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Spelling category, check our popular posts, or choose a related post below:12 Signs and Symbols You Should Know35 Genres and Other Varieties of FictionCareful with Words Used as Noun and Verb

The Need of Safety Legislation at the Workspace Essay

The Need of Safety Legislation at the Workspace - Essay Example An enhancement in the design of the workplace by increasing the number of emergencies exists. Consequently, the increase will facilitate chances of employees escaping possible deaths in case a calamity arises (Charleston 98). Moreover, I will ensure that there is regular inspection of the building in order to facilitate more improvement on stairways and all pathways. Finally, there will be weekly trainings on the importance of safety and other facades such as dangers of carelessness at the workplace (Charleston 98). How to determine what OSHA regulations apply to this business I will recruit more OSHA experts to facilitate the process of determining regulations, which apply to this manufacturing business. Further, I will engage in a course to be able to go through the regulations in order to know applicable regulations. For example, I will upload the latest update on safety from OSHA and make a detailed analysis. How I would develop expertise in the OSHA regulations that apply to thi s business After the analysis, which will facilitate correct determination of applicable regulations, I would develop expertise as follows: in developing the regulation, which forbids the exposure of chemicals, I will advice management to invest in modern technology, which emits fewer chemicals (Charleston 98). One OSHA regulation depicts that employees ought to have maximum access to information concerning health and protection. Therefore, I will ensure that there is a creation of an extra bulletin board. Consequently, this board will serve the specific function of passing information to employees. Finally, I will facilitate the reduction of occupational noise by installing noise proof technology, which will protect company employees. Personal philosophy of safety leadership Safety leadership entails understanding diverse personalities of the people one heads to appreciate suitable approaches of introducing the safety message to them. Moreover, the safety advocate needs to practice all safety precautions for other employees to have a proper mentor. In addition, there must be an installation of high quality first relieve kits, which will prevent further vulnerability when an industrial accident occurs in the workplace. Moreover, a leader keeps encouraging the people he leads to observe safety standards to reduce mishaps and in turn promote better working standards. In order to be an effective advocate for safety, it takes the following: the first step is to further the safety knowledge, which one has in order to be current. Further, there must be some form of specialization in safety, which will enable one to comprehend the most difficult of safety phenomena (Charleston 98). A review of Indiana’s INsafe voluntary compliance program and OSHA’S voluntary compliance program The program in Indiana has more than eight thousand qualified participants; however, it still welcomes more people. Evidently, the INsafe program is an affiliate of Indiana Depar tment of Labor, which works with workers. Consequently, the series enrolls contestants from all facilities, which have the cover of IOSHA. However, there must be a display of commitment safety management before enrolment in the program.

Data Mining Assignment Example | Topics and Well Written Essays - 1000 words

Data Mining - Assignment Example Raw data that is stored in the business corporate database increase day by day and as time passes. This is from various numerous credit and cash transactions in the company which is measured in gigabytes or terabytes. This data is usually stored in the centralized database; the raw data does not provide much information. Data warehousing Companies have decided to store their data and invest in a tremendous resource. The information and data on their potential and current customers is stored in this data houses as they are becoming part of the technology. These warehouses are used in consolidation of data which is located in the desperate databases. This data houses store stores usually stores large quantities of data on categories for easier and faster retrieval and interpretation by users. They also enable business managers and executives to store and retrieve large amounts of transactions, and the data required in responding to markets and make more informed business ideas and deci sions. Better decision making When the best and available data are collected, data analysis are performed and the most appropriate predictive model is created which results in better understanding on the customers reactions and behaviors towards the marketing programs and reasons for leaving the business. To add on this, various models may results in increased funds success, late payments and reduced bad loans. The good predictive analytics aids businesses in the use of information of previous events to project on new future projects and a good outcome (Olson & Delen, 2008). These are pattern based predictions which are based, on the interrelations between elements of data that cannot be seen on a spreadsheet analysis which leads to a good decision and accurate information. Data mining is a powerful tool which makes it good for business analytics, and the models utilizing procedures to bring about deserving results in customer service. It is also easy to determine which good have be en sold and the resulting reactions from customers with increased abundance of data and information, and the growing interrelationship in departmental functions. The processing of customers response can also be time consuming and demanding, labor intensive and expensive in terms of the company staff and this makes its predictive analytic activity to enhance the discovery of products sold to customers. Web mining This technique involves data mining processes such clustering, prediction and the modeling of the differences that analyzes the results of intermediate action, in addition to this, apart from data mining, web mining is a dependent of a real time system that invokes targeted offers on behalf of a process which can be up selling and customer retention and requirement analysis from the customers. This also supports individual marketing of customers based on horizontally collected data in numerous data sources as various transactions occurs. In web mining, real time data process es are identified across all transactions with customers and hence an instance feedback is obtained and hence is the best tool to prevent anomalies and fraud. Clustering This is the method of which data items are grouped in data mining according to their logical relationships on consumer preferences this data is mined to prove market segments or consumer affinities (Han & Kamber, 2006). The most important